Personal Loans Market Report 2026
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Published : February 2026

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Personal Loans Market Report 2026

Global Outlook – By Type (P2P Marketplace Lending, Balance Sheet Lending), By Loan Tenure (Medium Term Loans, Short Term Loans), By Tenure Period (Less Than 2 Years, 2 Years To 4 Years), By Application (Debt Consolidation, Home Improvement, Other Applications), By End User (Employed Individuals, Professionals, Other End Users) – Market Size, Trends, Strategies, and Forecast to 2035

Note that the outlook for this market is being affected by rapid changes in trade relations and tariffs globally. The report will be updated prior to delivery to reflect the latest status, including revised forecasts and quantified impact analysis. The report’s Recommendations and Conclusions sections will be updated to give strategies for entities dealing with the fast-moving international environment.

Personal Loans Market Overview

• Personal Loans market size has reached to $854.94 billion in 2025

• Expected to grow to $1419.61 billion in 2030 at a compound annual growth rate (CAGR) of 10.6%

• Growth Driver: Low Interest Rates Fueling Growth In The Personal Loan Market Amidst Economic Trends

• Market Trend: L&T Finance And CRED Partner To Expand Unsecured Personal Loan Offerings In India

North America was the largest region in 2025 and Aisa-Pacific is the fastest growing region.

What Is Covered Under Personal Loans Market?

A personal loan is a type of loan that individuals can borrow from a bank, credit union, or other financial institution that can be used for any purpose. It is usually an unsecured loan not backed by collateral such as a house or a car. The loan is based on the borrower's creditworthiness, income, and other factors.

The main types of personal loans are P2P marketplace lending and balance sheet lending. P2P (peer-to-peer) marketplace lending refers to a lending model where individuals can borrow and lend money directly through an online platform, bypassing traditional financial institutions. Borrowers relate to individual lenders who provide the funds. Personal loans are generally offered by long-term loans, medium-term loans, and short-term loans, which would range from less than 2 years, 2 years to 4 years, and more than 4 years. These are usually obtained for debt consolidation, home improvement, education, and others by employed individuals, professionals, students, entrepreneurs, and others.

Personal Loans market report bar graph

What Is The Personal Loans Market Size and Share 2026?

The personal loans market size has grown rapidly in recent years. It will grow from $854.94 billion in 2025 to $948.11 billion in 2026 at a compound annual growth rate (CAGR) of 10.9%. The growth in the historic period can be attributed to expansion of retail banking services, rising consumer credit demand, increased penetration of unsecured lending, growing acceptance of online loan applications, availability of diversified lending channels.

What Is The Personal Loans Market Growth Forecast?

The personal loans market size is expected to see rapid growth in the next few years. It will grow to $1419.61 billion in 2030 at a compound annual growth rate (CAGR) of 10.6%. The growth in the forecast period can be attributed to increasing use of alternative credit data, expansion of fintech-led lending ecosystems, rising demand for short-term liquidity solutions, growing focus on personalized loan offerings, increasing integration of automated underwriting systems. Major trends in the forecast period include increasing adoption of digital personal loan platforms, rising use of ai-based credit scoring models, expansion of instant and paperless loan disbursement, growing demand for flexible loan tenures, enhanced focus on risk-based pricing models.

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Global Personal Loans Market Segmentation

1) By Type: P2P Marketplace Lending, Balance Sheet Lending

2) By Loan Tenure: Medium Term Loans, Short Term Loans

3) By Tenure Period: Less Than 2 Years, 2 Years To 4 Years

4) By Application: Debt Consolidation, Home Improvement, Other Applications

5) By End User: Employed Individuals, Professionals, Other End Users

Subsegments:

1) By P2P Marketplace Lending: Consumer Loans, Debt Consolidation Loans

2) By Balance Sheet Lending: Unsecured Personal Loans, Line of Credit

What Is The Driver Of The Personal Loans Market?

Low interest rates are expected to propel the growth of the personal loan market going forward. Interest rate refers to the amount of money a lender charges a borrower for using borrowed. Lower interest rates make personal loans more attractive to consumers, leading to an increase in the demand for personal loans. Personal loans with lower interest rates are often seen as an affordable alternative to credit cards, as they can help consumers finance various expenses at a lower cost. For instance, in June 2025, according to the European Central Bank (ECB), a Germany-based international monetary authority, the Governing Council decided to lower the three key ECB interest rates, the main refinancing rate, the marginal lending facility rate, and the deposit facility rate, by 25 basis points, signalling a continued easing of monetary policy across the euro area. Therefore, low interest rates are driving the growth of the personal loan industry.

Key Players In The Global Personal Loans Market

Major companies operating in the personal loans market are Wells Fargo & Company, Marcus by Goldman Sachs, The Goldman Sachs Group Inc., Barclays PLC, Truist Financial Corporation, DBS Bank Ltd, Discover Financial Services, Citizens Financial Group Inc., Navy Federal Credit Union, Rocket Loans, OneMain Financial, SoFi Technologies Inc., PenFed Credit Union, Social Finance Inc., LendingClub Bank, Upstart, Payoff Inc., LendingPoint, Best Egg, FreedomPlus, Earnest, Laurel Road, Avant LLC, Prosper Funding LLC, LightStream, Upgrade, Universal Credit, United Services Automobile Association, PNC Financial Services Group Inc, Toronto-Dominion Bank

Global Personal Loans Market Trends and Insights

Major companies operating in the personal loans market are emphasizing strategic partnerships to enhance service reliability. A strategic partnership involves collaboration between two or more organizations to achieve mutual goals. For instance, in August 2024, L&T Finance Ltd., an India-based financial services company, partnered with CRED, an India-based fintech company, to offer unsecured personal loans. Through CRED's exclusive members-only platform, users can access these loans. This collaboration aims to provide quick access to loans with flexible repayment options and competitive interest rates, catering specifically to high-credit-score individuals. The partnership reflects a strategic move into digital lending, enhancing customer experience while navigating the regulatory landscape of unsecured credit in India. Both companies' leaders have expressed optimism about setting new benchmarks in the co-lending sector, ultimately fostering a cycle of responsible borrowing and lending.

Need data on a specific region in this market?

What Are Latest Mergers And Acquisitions In The Personal Loans Market?

In February 2023, Lendingkart, an India-based non-banking financial company (NBFC), acquired Upwards for approximately $12 million. This acquisition aims to enhance Lendingkart's offerings in the personal loan sector, with a focus on underserved segments such as blue-collar workers and microentrepreneurs. Upwards is an India-based financial technology (fintech) company, that provides personal loans to salaried professionals.

Regional Outlook

North America was the largest region in the personal loans market in 2025. Asia-Pacific is expected to be the fastest-growing region in the global personal loans market size forecast period. The regions covered in this market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa.

The countries covered in this market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

What Defines the Personal Loans Market?

The personal loans market includes revenues earned by entities by providing unsecured personal loans and secured personal loans. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

How is Market Value Defined and Measured?

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

What Key Data and Analysis Are Included in the Personal Loans Market Report 2026?

The personal loans market research report is one of a series of new reports from The Business Research Company that provides market statistics, including Market Report 2026?global market size, regional shares, competitors with the market share, detailed market segments, market trends and opportunities, and any further data you may need to thrive in the personal loans Market Report 2026? The market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future state of the Market Report 2026?

Author : Abdul Wasay

Personal Loans Market Report Forecast Analysis

Report AttributeDetails
Market Size Value In 2026 $948.11 billion
Revenue Forecast In 2035 $1419.61 billion
Growth Rate CAGR of 10.9% from 2026 to 2035
Base Year For Estimation 2025
Actual Estimates/Historical Data 2020-2025
Forecast Period 2026 - 2030 - 2035
Market Representation Revenue in USD Billion and CAGR from 2026 to 2035
Segments Covered Type, Loan Tenure, Tenure Period, Application, End User
Regional Scope Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, Africa
Country Scope The countries covered in the report are Australia, Brazil, China, France, Germany, India, ...
Key Companies Profiled Wells Fargo & Company, Marcus by Goldman Sachs, The Goldman Sachs Group Inc., Barclays PLC, Truist Financial Corporation, DBS Bank Ltd, Discover Financial Services, Citizens Financial Group Inc., Navy Federal Credit Union, Rocket Loans, OneMain Financial, SoFi Technologies Inc., PenFed Credit Union, Social Finance Inc., LendingClub Bank, Upstart, Payoff Inc., LendingPoint, Best Egg, FreedomPlus, Earnest, Laurel Road, Avant LLC, Prosper Funding LLC, LightStream, Upgrade, Universal Credit, United Services Automobile Association, PNC Financial Services Group Inc, Toronto-Dominion Bank
Customization ScopeRequest for Customization
Pricing And Purchase OptionsExplore Purchase Options

Table Of Contents

1. Executive Summary

1.1. Key Market Insights (2020-2035)

1.2. Visual Dashboard: Market Size, Growth Rate, Hotspots

1.3. Major Factors Driving the Market

1.4. Top Three Trends Shaping the Market

2. Personal Loans Market Characteristics

2.1. Market Definition & Scope

2.2. Market Segmentations

2.3. Overview of Key Products and Services

2.4. Global Personal Loans Market Attractiveness Scoring And Analysis

2.4.1. Overview of Market Attractiveness Framework

2.4.2. Quantitative Scoring Methodology

2.4.3. Factor-Wise Evaluation

Growth Potential Analysis, Competitive Dynamics Assessment, Strategic Fit Assessment And Risk Profile Evaluation

2.4.4. Market Attractiveness Scoring and Interpretation

2.4.5. Strategic Implications and Recommendations

3. Personal Loans Market Supply Chain Analysis

3.1. Overview of the Supply Chain and Ecosystem

3.2. List Of Key Raw Materials, Resources & Suppliers

3.3. List Of Major Distributors and Channel Partners

3.4. List Of Major End Users

4. Global Personal Loans Market Trends And Strategies

4.1. Key Technologies & Future Trends

4.1.1 Fintech, Blockchain, Regtech & Digital Finance

4.1.2 Digitalization, Cloud, Big Data & Cybersecurity

4.1.3 Artificial Intelligence & Autonomous Intelligence

4.1.4 Internet Of Things (Iot), Smart Infrastructure & Connected Ecosystems

4.1.5 Industry 4.0 & Intelligent Manufacturing

4.2. Major Trends

4.2.1 Increasing Adoption Of Digital Personal Loan Platforms

4.2.2 Rising Use Of Ai-Based Credit Scoring Models

4.2.3 Expansion Of Instant And Paperless Loan Disbursement

4.2.4 Growing Demand For Flexible Loan Tenures

4.2.5 Enhanced Focus On Risk-Based Pricing Models

5. Personal Loans Market Analysis Of End Use Industries

5.1 Employed Individuals

5.2 Professionals

5.3 Students

5.4 Entrepreneurs

5.5 Self-Employed Individuals

6. Personal Loans Market - Macro Economic Scenario Including The Impact Of Interest Rates, Inflation, Geopolitics, Trade Wars and Tariffs, Supply Chain Impact from Tariff War & Trade Protectionism, And Covid And Recovery On The Market

7. Global Personal Loans Strategic Analysis Framework, Current Market Size, Market Comparisons And Growth Rate Analysis

7.1. Global Personal Loans PESTEL Analysis (Political, Social, Technological, Environmental and Legal Factors, Drivers and Restraints)

7.2. Global Personal Loans Market Size, Comparisons And Growth Rate Analysis

7.3. Global Personal Loans Historic Market Size and Growth, 2020 - 2025, Value ($ Billion)

7.4. Global Personal Loans Forecast Market Size and Growth, 2025 - 2030, 2035F, Value ($ Billion)

8. Global Personal Loans Total Addressable Market (TAM) Analysis for the Market

8.1. Definition and Scope of Total Addressable Market (TAM)

8.2. Methodology and Assumptions

8.3. Global Total Addressable Market (TAM) Estimation

8.4. TAM vs. Current Market Size Analysis

8.5. Strategic Insights and Growth Opportunities from TAM Analysis

9. Personal Loans Market Segmentation

9.1. Global Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

P2P Marketplace Lending, Balance Sheet Lending

9.2. Global Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

Medium Term Loans, Short Term Loans

9.3. Global Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

Less Than 2 Years, 2 Years To 4 Years

9.4. Global Personal Loans Market, Segmentation By Application, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

Debt Consolidation, Home Improvement, Other Applications

9.5. Global Personal Loans Market, Segmentation By End User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

Employed Individuals, Professionals, Other End Users

9.6. Global Personal Loans Market, Sub-Segmentation Of P2P Marketplace Lending, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

Consumer Loans, Debt Consolidation Loans

9.7. Global Personal Loans Market, Sub-Segmentation Of Balance Sheet Lending, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

Unsecured Personal Loans, Line of Credit

10. Personal Loans Market Regional And Country Analysis

10.1. Global Personal Loans Market, Split By Region, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

10.2. Global Personal Loans Market, Split By Country, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

11. Asia-Pacific Personal Loans Market

11.1. Asia-Pacific Personal Loans Market Overview

Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

11.2. Asia-Pacific Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

12. China Personal Loans Market

12.1. China Personal Loans Market Overview

Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

12.2. China Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

13. India Personal Loans Market

13.1. India Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

14. Japan Personal Loans Market

14.1. Japan Personal Loans Market Overview

Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

14.2. Japan Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

15. Australia Personal Loans Market

15.1. Australia Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

16. Indonesia Personal Loans Market

16.1. Indonesia Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

17. South Korea Personal Loans Market

17.1. South Korea Personal Loans Market Overview

Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

17.2. South Korea Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

18. Taiwan Personal Loans Market

18.1. Taiwan Personal Loans Market Overview

Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

18.2. Taiwan Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

19. South East Asia Personal Loans Market

19.1. South East Asia Personal Loans Market Overview

Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

19.2. South East Asia Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

20. Western Europe Personal Loans Market

20.1. Western Europe Personal Loans Market Overview

Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

20.2. Western Europe Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

21. UK Personal Loans Market

21.1. UK Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

22. Germany Personal Loans Market

22.1. Germany Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

23. France Personal Loans Market

23.1. France Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

24. Italy Personal Loans Market

24.1. Italy Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

25. Spain Personal Loans Market

25.1. Spain Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

26. Eastern Europe Personal Loans Market

26.1. Eastern Europe Personal Loans Market Overview

Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

26.2. Eastern Europe Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

27. Russia Personal Loans Market

27.1. Russia Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

28. North America Personal Loans Market

28.1. North America Personal Loans Market Overview

Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

28.2. North America Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

29. USA Personal Loans Market

29.1. USA Personal Loans Market Overview

Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

29.2. USA Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

30. Canada Personal Loans Market

30.1. Canada Personal Loans Market Overview

Country Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

30.2. Canada Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

31. South America Personal Loans Market

31.1. South America Personal Loans Market Overview

Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

31.2. South America Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

32. Brazil Personal Loans Market

32.1. Brazil Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

33. Middle East Personal Loans Market

33.1. Middle East Personal Loans Market Overview

Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

33.2. Middle East Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

34. Africa Personal Loans Market

34.1. Africa Personal Loans Market Overview

Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies

34.2. Africa Personal Loans Market, Segmentation By Type, Segmentation By Loan Tenure, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion

35. Personal Loans Market Regulatory and Investment Landscape

36. Personal Loans Market Competitive Landscape And Company Profiles

36.1. Personal Loans Market Competitive Landscape And Market Share 2024

36.1.1. Top 10 Companies (Ranked by revenue/share)

36.2. Personal Loans Market - Company Scoring Matrix

36.2.1. Market Revenues

36.2.2. Product Innovation Score

36.2.3. Brand Recognition

36.3. Personal Loans Market Company Profiles

36.3.1. Wells Fargo & Company Overview, Products and Services, Strategy and Financial Analysis

36.3.2. Marcus by Goldman Sachs Overview, Products and Services, Strategy and Financial Analysis

36.3.3. The Goldman Sachs Group Inc. Overview, Products and Services, Strategy and Financial Analysis

36.3.4. Barclays PLC Overview, Products and Services, Strategy and Financial Analysis

36.3.5. Truist Financial Corporation Overview, Products and Services, Strategy and Financial Analysis

37. Personal Loans Market Other Major And Innovative Companies

DBS Bank Ltd, Discover Financial Services, Citizens Financial Group Inc., Navy Federal Credit Union, Rocket Loans, OneMain Financial, SoFi Technologies Inc., PenFed Credit Union, Social Finance Inc., LendingClub Bank, Upstart, Payoff Inc., LendingPoint, Best Egg, FreedomPlus

38. Global Personal Loans Market Competitive Benchmarking And Dashboard

39. Key Mergers And Acquisitions In The Personal Loans Market

40. Personal Loans Market High Potential Countries, Segments and Strategies

40.1 Personal Loans Market In 2030 - Countries Offering Most New Opportunities

40.2 Personal Loans Market In 2030 - Segments Offering Most New Opportunities

40.3 Personal Loans Market In 2030 - Growth Strategies

40.3.1 Market Trend Based Strategies

40.3.2 Competitor Strategies

41. Appendix

41.1. Abbreviations

41.2. Currencies

41.3. Historic And Forecast Inflation Rates

41.4. Research Inquiries

41.5. The Business Research Company

41.6. Copyright And Disclaimer

List Of Tables

    Table 1: Global Personal Loans Market, Overview Of Key Products - Product Examples
  • Table 2: Global Personal Loans Market Attractiveness, Factor-Wise Evaluation
  • Table 3: Global Personal Loans Market, Supply Chain Analysis
  • Table 4: Global Personal Loans Market, Major Raw Material Providers
  • Table 5: Global Personal Loans Market, Major Resource Providers
  • Table 6: Global Personal Loans Market, Major Manufacturers (Suppliers)
  • Table 7: Global Personal Loans Market, Major Distributors And Channel Partners
  • Table 8: Global Personal Loans Market, Key Technologies & Future Trends
  • Table 9: Global Personal Loans Market, Major Trends
  • Table 10: Global Personal Loans Market, Major End Users
  • Table 11: Global Personal Loans Market, PESTEL (Political, Economic, Social, Technology, Environmental and Legal) Analysis
  • Table 12: Global Personal Loans Historic Market Growth, 2020-2025, $ Billion
  • Table 13: Global Personal Loans Forecast Market Growth, 2025-2030F, 2035F, $ Billion
  • Table 14: Global Personal Loans Market - TAM, US$ Billion, 2025
  • Table 15: Global Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 16: Global Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 17: Global Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 18: Global Personal Loans Market, Segmentation By Application, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 19: Global Personal Loans Market, Segmentation By End User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 20: Global Personal Loans Market, Sub-Segmentation Of P2P Marketplace Lending, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 21: Global Personal Loans Market, Sub-Segmentation Of Balance Sheet Lending, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 22: Global Personal Loans Market, Split By Region, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 23: Global Personal Loans Market, Split By Country, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 24: Asia-Pacific, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 25: Asia-Pacific, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 26: Asia-Pacific, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 27: China, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 28: China, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 29: China, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 30: India, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 31: India, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 32: India, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 33: Japan, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 34: Japan, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 35: Japan, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 36: Australia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 37: Australia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 38: Australia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 39: Indonesia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 40: Indonesia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 41: Indonesia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 42: South Korea, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 43: South Korea, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 44: South Korea, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 45: Taiwan, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 46: Taiwan, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 47: Taiwan, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 48: South East Asia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 49: South East Asia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 50: South East Asia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 51: Western Europe, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 52: Western Europe, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 53: Western Europe, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 54: UK, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 55: UK, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 56: UK, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 57: Germany, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 58: Germany, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 59: Germany, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 60: France, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 61: France, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 62: France, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 63: Italy, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 64: Italy, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 65: Italy, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 66: Spain, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 67: Spain, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 68: Spain, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 69: Eastern Europe, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 70: Eastern Europe, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 71: Eastern Europe, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 72: Russia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 73: Russia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 74: Russia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 75: North America, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 76: North America, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 77: North America, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 78: USA, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 79: USA, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 80: USA, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 81: Canada, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 82: Canada, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 83: Canada, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 84: South America, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 85: South America, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 86: South America, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 87: Brazil, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 88: Brazil, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 89: Brazil, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 90: Middle East, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 91: Middle East, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 92: Middle East, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 93: Africa, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 94: Africa, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 95: Africa, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Table 96: Global Personal Loans Key Competitor Estimated Market Shares, 2024, Percentage (%)
  • Table 97: Global Personal Loans Market - Company Scoring Matrix
  • Table 98: Wells Fargo & Company Financial Performance
  • Table 99: Marcus by Goldman Sachs Financial Performance
  • Table 100: The Goldman Sachs Group Inc. Financial Performance
  • Table 101: Barclays PLC Financial Performance
  • Table 102: Truist Financial Corporation Financial Performance
  • Table 103: Global Personal Loans Market, Competitive Benchmarking (In USD Billions)
  • Table 104: Global Personal Loans Market, Competitive Dashboard
  • Table 105: Global Personal Loans Market Size Gain ($ Billion), 2025 – 2030 By Country
  • Table 106: Global, Personal Loans Market Size Gain ($ Billion), Segmentation By Type, 2025 – 2030
  • Table 107: Global, Personal Loans Market Size Gain ($ Billion), Segmentation By Loan Tenure, 2025 – 2030
  • Table 108: Global, Personal Loans Market Size Gain ($ Billion), Segmentation By Tenure Period, 2025 – 2030

List Of Figures

    Figure 1: Global Personal Loans Market, Overview Of Key Products - Product Examples
  • Figure 2: Global Personal Loans Market Attractiveness, Factor-Wise Evaluation
  • Figure 3: Global Personal Loans Market, Supply Chain Analysis
  • Figure 4: Global Personal Loans Market, Major Raw Material Providers
  • Figure 5: Global Personal Loans Market, Major Resource Providers
  • Figure 6: Global Personal Loans Market, Major Manufacturers (Suppliers)
  • Figure 7: Global Personal Loans Market, Major Distributors And Channel Partners
  • Figure 8: Global Personal Loans Market, Key Technologies & Future Trends
  • Figure 9: Global Personal Loans Market, Major Trends
  • Figure 10: Global Personal Loans Market, Major End Users
  • Figure 11: Global Personal Loans Market, PESTEL (Political, Economic, Social, Technology, Environmental and Legal) Analysis
  • Figure 12: Global Personal Loans Historic Market Growth, 2020-2025, $ Billion
  • Figure 13: Global Personal Loans Forecast Market Growth, 2025-2030F, 2035F, $ Billion
  • Figure 14: Global Personal Loans Market - TAM, US$ Billion, 2025
  • Figure 15: Global Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 16: Global Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 17: Global Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 18: Global Personal Loans Market, Segmentation By Application, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 19: Global Personal Loans Market, Segmentation By End User, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 20: Global Personal Loans Market, Sub-Segmentation Of P2P Marketplace Lending, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 21: Global Personal Loans Market, Sub-Segmentation Of Balance Sheet Lending, By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 22: Global Personal Loans Market, Split By Region, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 23: Global Personal Loans Market, Split By Country, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 24: Asia-Pacific, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 25: Asia-Pacific, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 26: Asia-Pacific, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 27: China, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 28: China, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 29: China, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 30: India, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 31: India, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 32: India, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 33: Japan, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 34: Japan, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 35: Japan, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 36: Australia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 37: Australia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 38: Australia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 39: Indonesia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 40: Indonesia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 41: Indonesia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 42: South Korea, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 43: South Korea, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 44: South Korea, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 45: Taiwan, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 46: Taiwan, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 47: Taiwan, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 48: South East Asia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 49: South East Asia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 50: South East Asia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 51: Western Europe, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 52: Western Europe, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 53: Western Europe, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 54: UK, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 55: UK, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 56: UK, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 57: Germany, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 58: Germany, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 59: Germany, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 60: France, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 61: France, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 62: France, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 63: Italy, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 64: Italy, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 65: Italy, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 66: Spain, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 67: Spain, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 68: Spain, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 69: Eastern Europe, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 70: Eastern Europe, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 71: Eastern Europe, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 72: Russia, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 73: Russia, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 74: Russia, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 75: North America, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 76: North America, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 77: North America, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 78: USA, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 79: USA, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 80: USA, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 81: Canada, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 82: Canada, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 83: Canada, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 84: South America, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 85: South America, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 86: South America, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 87: Brazil, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 88: Brazil, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 89: Brazil, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 90: Middle East, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 91: Middle East, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 92: Middle East, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 93: Africa, Personal Loans Market, Segmentation By Type, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 94: Africa, Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 95: Africa, Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2020-2025, 2025-2030F, 2035F, $ Billion
  • Figure 96: Global Personal Loans Key Competitor Estimated Market Shares, 2024, Percentage (%)
  • Figure 97: Global Personal Loans Market - Company Scoring Matrix
  • Figure 98: Wells Fargo & Company Financial Performance
  • Figure 99: Marcus by Goldman Sachs Financial Performance
  • Figure 100: The Goldman Sachs Group Inc. Financial Performance
  • Figure 101: Barclays PLC Financial Performance
  • Figure 102: Truist Financial Corporation Financial Performance
  • Figure 103: Global Personal Loans Market, Competitive Benchmarking (In USD Billions)
  • Figure 104: Global Personal Loans Market, Competitive Dashboard
  • Figure 105: Global Personal Loans Market Size Gain ($ Billion), 2025 – 2030 By Country
  • Figure 106: Global, Personal Loans Market Size Gain ($ Billion), Segmentation By Type, 2025 – 2030
  • Figure 107: Global, Personal Loans Market Size Gain ($ Billion), Segmentation By Loan Tenure, 2025 – 2030
  • Figure 108: Global, Personal Loans Market Size Gain ($ Billion), Segmentation By Tenure Period, 2025 – 2030

Frequently Asked Questions

The Personal Loans market was valued at $854.94 billion in 2025, increased to $854.94 billion in 2026, and is projected to reach $1419.61 billion by 2030. request a sample here

The expected CAGR for the Personal Loans market during the forecast period 2025–2030 is 10.6%. request a sample here

Major growth driver of the market includes: Low Interest Rates Fueling Growth In The Personal Loan Market Amidst Economic Trends in the Personal Loans market. For further insights on this market, request a sample here

The personal loans market covered in this report is segmented –
1) By Type: P2P Marketplace Lending, Balance Sheet Lending
2) By Loan Tenure: Medium Term Loans, Short Term Loans
3) By Tenure Period: Less Than 2 Years, 2 Years To 4 Years
4) By Application: Debt Consolidation, Home Improvement, Other Applications
5) By End User: Employed Individuals, Professionals, Other End Users Subsegments:
1) By P2P Marketplace Lending: Consumer Loans, Debt Consolidation Loans
2) By Balance Sheet Lending: Unsecured Personal Loans, Line of Credit
request a sample here

Major trend in this market includes: L&T Finance And CRED Partner To Expand Unsecured Personal Loan Offerings In India For further insights on this market, request a sample here.

Major companies operating in the Personal Loans market are Major companies operating in the personal loans market are Wells Fargo & Company, Marcus by Goldman Sachs, The Goldman Sachs Group Inc., Barclays PLC, Truist Financial Corporation, DBS Bank Ltd, Discover Financial Services, Citizens Financial Group Inc., Navy Federal Credit Union, Rocket Loans, OneMain Financial, SoFi Technologies Inc., PenFed Credit Union, Social Finance Inc., LendingClub Bank, Upstart, Payoff Inc., LendingPoint, Best Egg, FreedomPlus, Earnest, Laurel Road, Avant LLC, Prosper Funding LLC, LightStream, Upgrade, Universal Credit, United Services Automobile Association, PNC Financial Services Group Inc, Toronto-Dominion Bank request a sample here.

North America was the largest region in the personal loans market in 2025. Asia-Pacific is expected to be the fastest-growing region in the global personal loans market size forecast period. The regions covered in the personal loans market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. request a sample here.

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